The picture shows Premier Li Keqiang's visit to China Construction Bank on the afternoon of June 20, 2016.
From the executive meeting of the State Council deployed to the Ministry of Inclusive Finance listing, the five major state-owned commercial banks to implement the requirements of Premier Li Keqiang, with less than two months.
May 3rd, Li Keqiang chaired a State Council executive meeting, specifically requested large commercial banks in 2017 to complete the Inclusive Finance division. As of the end of 6, industry, agriculture, China, China, construction and delivery of the five state-owned commercial banks set up inclusive financial division, specific programs have been introduced, the head office Inclusive Finance Division has officially listed.
Pratt & Whitney banking is about to become the standard bank." Public opinion so commented, "this also means that small and micro enterprises," three rural areas "financing difficulties and financing expensive and other issues will be further resolved."
"Financial institutions can not just look at major enterprises, ignore small enterprises, but not" sunny umbrella, rain umbrella. "!" Li Keqiang pointed out at the executive meeting in May 3rd, "through the development of Inclusive Finance, improve financial services coverage and availability, to provide effective support for the real economy."."
The prime minister said: "large commercial banks must set up the correct concept and become the backbone of Inclusive Finance.". You are all duty bound!" This year the "government work report" also wrote, to encourage large and medium-sized commercial banks set up Inclusive Finance Division, large state-owned banks should be the first to do it, the implementation of differentiated evaluation methods and support policies, effectively alleviate the financing difficulties of small and micro enterprises, financing expensive.
The five state-owned commercial banks have indicated that the next step will be to accelerate the pace of building inclusive financial sector. Industrial and Commercial Bank of China will extend the Inclusive Finance Division to all levels (directly under) branches and plan to build 230 small and micro financial business franchise institutions at the end of the two branch or key branch. Bank of communications to open 20 million yuan (including) the following credit business as a breakthrough, the establishment of "franchise team + traditional outlets" mechanism, and gradually promote the Department, system, stationed and other modes. Chinese bank relies on the Bank Group's resources, advance to the silver Fullerton village banks as the foundation, the establishment of Inclusive Finance division.
In fact, the development of Inclusive Finance is not only for small and micro enterprises and "three rural" and other substantive economic development to provide support, but also the current central government to implement "directional control" an important tool.
Li Keqiang repeatedly said that the development of inclusive financial institutions requires not only the efforts and related policy support, also need a more comprehensive regulatory policy: on the one hand, according to the loan flow regulation whether they are actually for the real economy especially agriculture and small and micro enterprises, on the other hand also needs to pay attention to the corresponding risk, prompt.
Today, the five major state-owned commercial banks in addition to listing the relevant departments, but also began to explore and improve the management system. Construction Bank in 2017, a branch of the KPI assessment system, the new inclusive financial indicators, initially inclusive financial involving small and micro enterprises, agriculture, personal entrepreneurship and other major groups of financing services into the scope of assessment. Agricultural Bank of China will serve the "three rural" mature division system copied to inclusive financial sector, the formation of "three rural financial sector + inclusive financial services" system.
As premier Li Keqiang said: "focus on the development and services of small and micro enterprises Inclusive Finance, for the protection of employment, boost the economic significance of the upgrade.". We must let more financial active water flow to "three rural issues" and small and micro enterprises, and effectively support the development of the real economy." (Li Hao)